Kenya's Card

One card, everywhere you pay

Kencard is Kenswitch's flagship consumer card — debit and prepaid, designed for Kenya, built on 20+ years of interbank switching. One card, numerous ATMs and terminals across the network.

Kencard — Kenya's card, globally powered
What Kencard offers

Built on Kenya's largest payment network

  • Regional acceptanceUse Kencard at millions of merchants and ATMs across East Africa.
  • Instant ATM access2,500+ ATMs nationwide; real-time settlement.
  • 50,000+ POS outletsPay at supermarkets, pharmacies, fuel stations, restaurants across the Kenswitch merchant network.
Couple at outdoor ATM
  • Digital & mobile paymentsLink to mobile wallets and digital apps; pay online, QR, contactless.
  • Built-in fraud protection24/7 monitoring, SMS alerts.
  • Issued by your bankIssued through your existing member bank; no new account required.
How it works

From application to first transaction

1

Request from your bank

Any institution in the Kenswitch network can issue Kencard.

2

Identity verification

Standard KYC (national ID, selfie, account linkage); typically under 48 hours.

3

Card personalisation & delivery

Via Kenswitch card management system; delivery to branch or address within 5 working days.

4

Activate and go

Activate at any Kenswitch ATM, bank app, or 24/7 support line; set PIN and use across the network.

Join the waitlist

Kencard is currently in regulatory review. Enter your email to be first to know when the programme is open for issuance.